Do you have a scrapbooking budget? Or do you just buy what you need when you need it?
My retreat come out of the money that I make for my Etsy shop and selling the oven dish towels. The rest of my purchases just come out of my own account. I usually discount coupon when to go to the store to grab material, I always go get a Scrapbook item.
Creating memories, one page at a time.